Posts Tagged ‘Cashiers Homes’

THE REAL ESTATE MARKET – WANT TO BUY FORECLOSURES IN CASHIERS, HIGHLANDS, GLENVILLE, SAPPHIRE OR LAKE TOXAWAY, NC?

Friday, January 20th, 2012

Some people are daunted by the current real estate market.  Do you invest now or wait and see what’s going to happen?  One way to know you’re buying the very best possible deal on a home in Highlands, Cashiers, Glenville, Sapphire  and Lake Toxaway is to buy a foreclosure property.  Foreclosure properties are well-known for being as good a deal as anyone can get anywhere.  Generally, foreclosures ARE the best possible home purchase to make.  When considering a foreclosure home to purchase, remember that the home is probably going to have to have some repairs made, and there will be some appliances that will need to be purchased.  If spending $25,000 to repair and replace, does it make financial sense to purchase a foreclosed property?  In many cases, it does.  In SOME cases, it doesn’t.  Point being, when considering a foreclosure, bear in mind what might have to be spent…do your due diligence before closing!  Have a home inspection.  Get a contractor’s opinion.  Price appliances.  If you can get a good deal on a home and not go through the repair/replace process, that could be the answer.  Talk candidly to your Realtor.  See what’s out there in your price range, foreclosure or not.  If you decide that a foreclosure property is right for you, your Realtor can guide you safely through the process.  Make sure to look carefully at what you’ll need to do in order to make that purchase.  You’ll need to have proof of funds or a current pre-qualification letter from a lender.  Earnest Money deposits will need to be certified funds.  The process can take a while, so be patient.  You may be asked to come up with forms or other paperwork you don’t normally have to provide in a “normal” transaction.  Please listen to the experts. 

 

In the end, your purchase will be something everyone hopes you’ll be proud of!  I can help you navigate those waters and land on shore with ease.  I hope if you’re considering any kind of Cashiers Home, Highlands Home, Glenville Home, Sapphire Home or Lake Toxaway Home purchase, you’ll call on me.  I have the experience, tenacity and patience to get through the process with relatively little inconvenience to you, the Buyer.  I have some foreclosures listed that may be of interest to you!  Let me know how I can help you.

COME ON IN – THE WEATHER’S FINE IN CASHIERS, HIGHLANDS, SAPPHIRE, GLENVILLE AND LAKE TOXAWAY

Thursday, January 19th, 2012

It’s been a really temperate winter so far here in the mountains of western North Carolina.  We’ve had one bout of below freezing weather, which is just incredible!  Since the winter’s turning out to be so mild, it can be a great time to come up and look at Cashiers Homes for sale!   Ditto for Highlands, Sapphire, Glenville and Lake Toxaway.  If you’re wondering if there are activities beyond looking for a mountain home, you’ve hit the jackpot!  In the Sapphire Valley area of the plateau, you and your family can enjoy skiing, snowboarding and tubing on one of the closest ski slopes for those of us who live in the southeast.  There are those die-hard restaurants that stay open for us locals during the winter months, so dining out can still be a pleasure!  The waterfalls are still magnificent and many days are still suitable for cool-weather hiking!  The mountain experience can be yours during the winter, spring, summer or fall.  Why wait any longer for your little corner of the western North Carolina mountains?  Pricing for homes and condos haven’t been better in many years, and it is believed they won’t be this great ever again.  Come on up —- the weather’s fine!!!

NOW is THE Time to Buy Cashiers Homes for Sale, Cashiers Land for Sale

Friday, November 5th, 2010

It seems that everybody is saying that now is the time to buy!  Well, NOW IS THE TIME TO BUY!  The winter season is coming up on us quickly and sellers are more anxious than ever to move their Cashiers Homes for Sale, Sapphire Homes for Sale, Lake Toxaway Homes for Sale, Glenville Homes for Sale, Highlands Homes for Sale!  Add to that the VERY motivated sellers with Cashiers Land for Sale, Sapphire Land for Sale, Lake Toxaway Land for Sale, Glenville Land for Sale, Highlands Land for sale!

If you have ever dreamed of having a mountain retreat or escape, NOW really is the time.  Pricing is at an unprecedented low and interest rates are, too.  There really are great buys to be had, and your realtor will know just where to help you find that mountain retreat in western North Carolina!

2nd Annual Cashiers Valley Leaf Festival – October 7-10, 2010

Tuesday, September 14th, 2010

Just imagine a world where all the fall colors surround you, the air is brisk in the morning and evening and in between is absolutely perfect.  Mountain vistas and waterfalls are everywhere, just calling your name.  That world would be in beautiful western North Carolina, on the Highlands/Cashiers plateau!  At a cool, breezy 3000-4000 feet in elevation, on a clear day, you can see forever.  Add a little entertainment, some choice activities, some real estate opportunities in Highlands and Cashiers Homes for Sale and all that  for no cost, and what you have is the Cashiers Valley Leaf Festival, 2010!  Local area merchants have gotten together to promote the area, lifestyle and joi de vivre and have arrived at the general consensus that the autumn is one of the most beautiful times of year and one of the last chances of the year to celebrate generally beautiful weather.  Enjoy some of the local color (in more ways than one) and music.  If you’re so inclined, go see some of the fabulous homes available for sale.  There are many to see in both Highlands and Cashiers and all points in-between.  The merchants have set up a website for your information, which is www.cashiersvalleyleaffest.com.  Go see what it’s all about!  And come to the plateau!  It’ll be worth a trip, I promise!

Great Buys in Cashiers Homes for Sale

Tuesday, March 30th, 2010

There has never been a better time to purchase a wonderful mountain home in Cashiers, Highlands, Glenville, Sapphire or Lake Toxaway, NC. Why? The stability of homeowners in this area has historically been rock solid. There is now evidence of INstability in some areas, of financial deterioration. The evidence is shown in the upward spiral of properties that are foreclosures or short sales. As a side effect, the foreclosures have forced sales prices down somewhat to a very affordable level for most folks. Although these distressed sale properties are bad news for the people who are the former owners, they really represent opportunity for those who have money to invest. The investment can be for personal enjoyment or could be held for several years to become a great re-sale property. We must also realize that the amount of foreclosures and short sales in our beautiful mountain area is NOTHING compared to metropolitan areas hard hit by down-sizing companies and other dilemmas being experienced by our larger employers. So, be sure to ask your favorite realtor (and I hope that’s me!) about foreclosures and short sales in the Highlands/Cashiers area to find the best deals around for mountain properties!!

The Time is NOW

Monday, March 15th, 2010

For those people who are still under the impression that it’s best to wait before making a property purchase (whether it’s a home or vacant land), think again.  The Fed is discontinuing their purchase of mortgage-backed securities, effective 3/31/2010. What does that mean for those of us that intend to borrow money to close on a home or land?  It means that interest rates ARE GOING TO RISE. 

The Federal Government has been involved in purchasing mortgage-backed securities for the past while in order to be able to stabilize interest rates and the housing market in general. 

Most MBSs are issued by Ginnie Mae or Fannie Mae or Freddie Mac, which are US government -sponsored enterprises.  Ginnie Mae guarantees that investors receive timely payments.  Fannie Mae and Freddie Mac also provide certain guarantees and  have special authority to borrow from the US Treasury.

If you’ve been considering the purchase of property, the time is NOW.  Most real estate is going to be the highest priced investment any of us make.  Add an extra percent or percent and a half to the cost of the property.  Now, you have an additional investment of potentially hundreds of thousands of dollars over time.

An investment in  Cashiers homes and land, Highlands Homes and Land or Lake Toxaway Homes and Land is still one of the best investments anyone can make. 

Contact Merry Soellner, your Cashiers, Highlands Real Estate Professional for information on YOUR property purchase!  Call 828 399 1580.

Extended Home Buyers’ Tax Credit

Friday, November 20th, 2009
Many of us interested in buying a home have been put off by the uncertainty of these economic times and the housing market itself. Frankly, the time to buy a home is NOW! Not only is housing inventory high right now, but there has been an extension of the government incentive of First Time Home Buyer Tax Credit. In fact, it has been expanded to include current homeowners as well.
The definition of a first time homebuyer is somewhat liberal. The purchase must occur between November 7, 2009 and April 30, 2010 and the maximum allowable credit for first time homebuyers is $8,000. In order to qualify, the buyer (or spouse) must not have owned a home in the past three years. Single buyers with incomes up to $125,000 and married couples with incomes up to $225,000 may receive the tax credit. If income exceeds these amounts, some buyers may still be eligible for the credit. The amount of the credit decreases for buyers who earn between $125,000 and $145,000 for single buyers and $245,000 for homebuyers filing jointly. The amount of the tax credit decreases as his/her income approaches the maximum limit. Homebuyers earning more than the maximum qualifying income – over $145,000 for singles and over $245,000 for couples are not eligible for the credit.

There’s also good news for current homeowners, wishing to purchase a new or existing home between November 7, 2009 and April 30, 2010. If those current homeowners have used their home being sold or vacated as a principal residence for five consecutive years within the last eight, they are also eligible for up to a maximum $6,500 in tax credit.

Not only is the tax credit available on single family homes, but also on other primary residences such as condos, townhomes and co-ops purchased for $800,000 or less. As long as a written binding contract to purchase is in effect on April 30, 2010, the purchaser will have until July 1, 2010 to close and still qualify for the credit. The credit does not have to be repaid if he/she occupies the home for three years or more. However, if the property is sold during the three year period, the full amount of credit will be recouped on the sale.

The above information should instill enough confidence in some of us to help us get off the fence we’ve been sitting on. The buyers’ market we’re in right now won’t last forever and neither will the enticement of the Extended Home Buyer Tax Credit. Now, more than ever, is the time to consider that home you’ve wanted or needed!

 

 

Having Fun in Cashiers, Sapphire, Lake Toxaway, Highlands, Glenville

Tuesday, November 10th, 2009
Here's one of the most fun things I can think of!

Here's one of the most fun things I can think of!

In Cashiers, Highlands, Sapphire and Lake Toxaway, Highlands, Glenville, there are so many wonderful things to do, it’ll amaze you!  Just being here is a wonderful thing in and of itself.  This is one of the things I am most amazed by.  I LOVE the wildlife!  This past summer, we had a family of bears living somewhere around our house.  There are two cubs and a mother that have entertained the entire neighborhood during their evening walks! 
My Friend...the Llama!

My Friend...the Llama!

Here, we have mountain waterfalls, lakes, wildlife

I guess you wouldn’t expect to see llamas in this neck of the woods!  There is a family who has a llama farm in Glenville Homes for Sale.  They are such friendly critters.  They seem to want to get close to people just for the heck of it.  I guess you just never know who or what you’ll run into in these mountains!  Always surprises, and always good!!!

Cashiers Homes, Sapphire Homes, Lake Toxaway Homes – Additional Tax Credit and Extension!

Friday, November 6th, 2009
Cute, Clean and Cozy 3BR/1.5BA home in quiet neighborhood in Sapphire, NC

Cute, Clean and Cozy 3BR/1.5BA home in quiet neighborhood in Sapphire, NC

 

 

 

The news is out…Congress has voted on and passed a bill just today (11/6/09)  that will not only extend the first-time homebuyer tax credit of $8000 per family, but will also give additional tax breaks to certain homeowners trading up.  Passed overwhelmingly by Congress, the bill would provide a $6500 tax credit to homeowners who are buying a new, primary residence beginning December 1st.  The language mandates that to get the credit, the homeowner must have owned their home for five consecutive years of the previous eight.  BUT there are caps on the tax credits.  They only apply to individual buyers who make no more than $125,000 and $250,000 for couples annually.  There is also an anti-flipping provision:  Any homeowner who collects the credit and sells within three years must return the money.  The FTHB was extended to cover consumers signing a contract by April 30 and closing by June 30. 

 

If you or anyone you know is interested in taking advantage of this unprecedented attempt to give a “shot in the arm” to the otherwise slagging real estate market, you now will have the opportunity to do so!  What a great way to end the year, with your own personal first home or home up-grade!!

 

Please be sure to let me know if I can help you in any way…I would be pleased to discuss the possibility and would be delighted to assist you with Cashiers homes, Sapphire Homes or Lake Toxaway Homes!  Even here, in the mountains of Western North Carolina, we have very good buys that would be appropriate for first time home buyers or those folks looking to upgrade their current home!

Top Ranked Cashiers Homes and Land, Highlands Homes for sale, Lake Toxaway Homes Website

Wednesday, October 21st, 2009

Merry Soellner’s www.cashiersncland.com website recently earned the title of Google’s

Top Ranking Real Estate Website for Sapphire NC homes and land, Glenville home for sale, Franklin NC real estate, Brevard NC land, Cashiers NC homes for sale, Highlands NC homes and land, Lake Toxaway real estate

This ranking changes up and down daily.  The most solid spot seems to be Cashiers Homes and Land.  Merry Soellner was delighted to see her efforts paying off for her providing responsive, professional and friendly real estate services to a growing clientele from all over the United States and the World.  The coveted title of top real estate broker for the Cashiers, Highlands, Brevard, Lake Toxaway, Glenville, Franklin and Sapphire areas changes daily.  Even so, Merry was pleased to see that the number of votes (or clicks) obtained from her clients and new visitors to her informative website seem to be stimulating her real estate business.

Merry Soellner recently received a major vote of confidence from her fellow realtors, having been elected to a 3-year term as a new in-coming Director for the Cashiers-Highlands Board of Realtors.  Merry Soellner has the distinction of being a member of the Brevard-Asheville Board of Realtors as well, something in which few realtors in the Cashiers-Highlands-Lake Toxaway participate.

When asked why Merry seemed to be enjoying such high rankings, she said that her website traffic has increased dramatically, due to her increased showings of homes and land in the Cashiers real estate, Highlands real estate and Lake Toxaway real estate markets.  She also has continued to conduct exhaustive previews for new clients for Glenville homes for sale, Sapphire homes for sale and Franklin homes for sale.  “I think the fact that I really work hard, previewing as many as 20 homes in just 2 days, makes sure that I hit the mark assigned to me by my clients is part of it,” Merry said.

Merry can offer the following properties: Cashiers homes for sale, Lake Toxaway Estates homes for sale, Bald Rock, Burlingame, Catatoga, Pine Forest, Spring Forest, Highlands, Stillpoint, Trillium, and dozens of other locations.  She also is a member of the Brevard and Asheville real estate board, giving her the ability to provide access to her clients to that entire section of western North Carolina.